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Any person is hereby authorized to view the information available from this web-site for informational purposes only.  No part of the information on this site can be redistributed, copied, or reproduced without prior written consent of First Financial Bank (Abilene).

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Information and materials of FNBA included in its Online Sites are protected by the copyright laws of the United States and international treaties.

Disclaimer of Warranties
This information, materials and functions contained in our Online Sites, included text, graphics, links or other items are provided as "AS IS" basis without warranties of any kind, either express or implied, included but not limited to warranties or merchantability, fitness for a particular purpose, or freedom from computer virus.  The Bank does not warrant the adequacy, accuracy or completeness of the information and materials included in our Online Sites or in third party sites linked to or from our Online Site or that the functions provided will be uninterrupted or error-free. The Bank expressly disclaims any liability for any errors in or omissions from information, materials, and functions included in our Online Sites or any third party sites linked to or from our Online Site.

Communications
You may communicate directly with the bank through our Online Sites, subject to the following conditions:
You may not upload any information or material that violates any copyright, trademark or other proprietary rights of any person or entity. You must not include  any obscene, libelous or defamatory content in your communications.

First Financial Bank (Abilene) Home Mortgage Disclosure Act Notice

Our annual Home Mortgage Disclosure Act statement is available for inspection at our office located at 400 Pine Street, Abilene, Texas. This statement shows the geographic distribution of our residential mortgage and home improvement loans. For information on how you may inspect the statement contact our cashier's office at 627-7126.

Notice to Borrowers - Certain Loan Agreements Must be in Writing

Texas Law (Section 26.02, Business and Commerce Code) requires that all financial institutions conspicuously post notices summarizing requirements that loan agreements must be in writing.

• An agreement, promise, or commitment to loan more than $50,000 MUST BE IN WRITING AND SIGNED BY THE LENDER OR IT WILL BE UNENFORCEABLE.
  
• The written loan agreement will be the only source of rights and obligations for agreements to lend more than $50,000.
  
• Oral agreements relating to loans over $50,000 are NOT EFFECTIVE either to establish a commitment to lend or to vary the terms of a written loan agreement.

As part of the documentation required for loans over $50,000, BORROWERS MUST BE PROVIDED AND MUST SIGN A NOTICE conspicuously stating that: "THIS WRITTEN LOAN AGREEMENT REPRESENTS THE FINAL AGREEMENT BETWEEN THE PARTIES AND MAY NOT BE CONTRADICTED BY EVIDENCE OR PRIOR, CONTEMPORANEOUS, SUBSEQUENT ORAL AGREEMENTS OF THE PARTIES." THERE ARE NO UNWRITTEN ORAL AGREEMENTS BETWEEN THE PARTIES.

The notice set above, which must be signed by both the borrower and the financial institution, can be in a separate document or incorporated in one or more of the documents constituting the loan agreement. The notice must be in type that is bold faced, capitalized, underlined or otherwise, set out from surrounding written materials so as to be conspicuous.