Business Banking Credit Card Processing Solutions

Accept credit where credit is due.

No matter what kind of business you operate, accepting credit cards is essential to your bottom line. From traditional terminals to mobile systems, we have a solution that’s right for your business.

The application process is quick and easy, because we do all the work. To get started, we’ll need to know a little bit of information, like your expected average sales amount and your estimated total monthly credit card sales. The approval process is fast, typically within 24 hours. Equipment will then be ordered and programmed, and you’ll be ready to accept credit card payments from VISA, MasterCard, Discover, and American Express.

We offer several processing solutions:

  • Traditional Terminals connected to a phone line or an internet connection
  • Web-hosted processing, ideal if your business has recurring payments
  • Mobile solutions for devices with Apple or Android* operating systems
  • Wireless terminals**
  • DialPay – no equipment is required. While DialPay is more expensive per transaction, it can be just right for businesses with few or infrequent transactions.

Advantages include:

  • No Contract
  • 24/7/365 Help Desk Support
  • 100% Funding within 24 hours for batches submitted by 5 PM on any business day
  • A single statement for all card types, including American Express

Optional services include:

  • Check Verification/Guarantee Program
  • Gift/Loyalty Card Program – a cost-effective way to attract new customers and grow relationships with existing ones.

For more information about accepting Credit Cards for your business, us by calling 855-381-2265 or emailing

* depending on the model of phone and the cell phone provider
**dependent on cell phone coverage where sales are captured

Learn more about First Financial's commercial loans for your Texas business.