Business Banking Checking Accounts at First Financial Bank

Every kind of business checking, for every kind of business.

From small start-up business needs to large corporate treasury demands, First Financial has an account that’s just right. Speak with a First Financial Personal Banker today about which business checking account is right for you.

YOUR BENEFITS Business Basic Business Basic Plus Business Account Analysis Business Interest Checking Business Money Market
Minimum to Open $100 $100 $100 $100 $100
Monthly Maintenance $5 $15 $15 $10 $12
Maintenance Waived for[1] $2,500 Average Ledger Balance
-or-
$25,000 Combined loan, checking, and savings ledger balance
$10,000 Average Ledger Balance
-or-
$50,000 Combined loan, checking, and savings ledger balance
Earnings Credit applied toward cost of services $2,500 Average Ledger Balance
-or-
$25,000 Combined loan, checking, and savings ledger balance
$2,500 Average Ledger Balance
Number of Items Included 100 250 N/A 100 -
Per Item over Limit $0.25 $0.25 N/A $0.25 -
Per Deposit Included in Items Included in Items $0.50 Included in Items -
Items Deposited - Foreign/Transit Included in Items Included in Items $0.09 Included in Items -
Items Deposited - On-us Included in Items Included in Items No Charge Included in Items -
Debits Paid Included in Items Included in Items $0.12 Included in Items $3.00 per debit over 6
Paper Statement $3.00
(waived for eStatement)
$3.00
(waived for eStatement)
No Charge $3.00
(waived for eStatement)
No Charge
Optional Sweep Protection[2] $5.00 per Occurrence $5.00 per Occurrence $5.00 per Occurrence $5.00 per Occurrence -
Earns Interest No No No Earns tiered Business Interest rate based on collected balances Earns tiered Business Money Market rate based on collected balances
Treasury Management Services Service Charges Apply Service Charges Apply Analyzed Service Charges Apply Service Charges Apply -
 

All Business Accounts come with the following valuable features:

  • Online Banking
  • eStatement
  • Business Check Card
  • 24 Hour Banking by Phone
  • Unlimited Phone Customer Service
  • Never an ATM Charge from Us[3]
  • Optional Combined Statements
  • Check Images Returned with Monthly Statements
 

Notes:

1. Excludes Trust Investments & CDs
2. Sweep from transaction account or line of credit.
3. No charge from our banks. Foreign ATM charges will still apply.

Not all accounts are available for opening online. If you are interested in opening an account that is not available online, please visit one of our convenient branch locations.

Learn more about First Financial's commercial loans for your Texas business.