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2019 Annual Shareholders business meeting on Tuesday, April 23, 2019, at 10:30 a.m. Central time.
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You are about to review presentations, webcasts, filings and/or other materials of First Financial Bankshares, Inc. The information contained therein is accurate as of the date thereof. However, that information may be updated, amended, supplemented or otherwise modified by subsequent presentations, webcasts, filings, events and/or other materials.
In addition to the historical information contained therein, these materials contain forward-looking statements that are inherently subject to risks and uncertainties, including but not limited to statements regarding company, industry, geographic, general economic conditions, loan, deposit or interest rate projections, estimates, forecasts, trends, growth or opportunities, or our positioning or ability to capitalize thereon; our business or financial outlook, projections, estimates, forecasts, trends or growth; our estimates of future loan losses; the accuracy of our estimates and assumptions regarding the performance of our securities portfolio; soundness of other financial institutions with which we have transactions; inflation, interest rate, market and monetary fluctuations; changes in consumer spending, borrowing and savings habits; our ability to attract deposits; our liquidity position; the reliability of our vendors, internal control system or information systems; and our ability to attract and retain qualified employees. Forward-looking statements are generally identified by words such as "expects," "believes," "anticipates," "projects," "estimates," "guidance" and similar expressions. Actual results may differ materially from those referred to in the forward-looking statements due to a number of important factors. These factors and other risks are set forth in our most recent Form 10-K filed with the SEC, copies of which are available at http://investorrelations.ffin.com. We undertake no obligation to update any forward-looking statements.
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